Based on our Carspring customer survey of 15 reviews.
Good-looking prestige saloon is great to drive
When the Jaguar XF was first released in 2007, it caused quite a sensation in the motoring press. The XF signified a sea change in Jaguar’s ethos, with a focus on more driver-focused, uniquely styled executive cars. Jaguars built in the 90s and the early 00s all looked pretty similar, but the XF was striking. Few cars in the executive saloon class, even today, have quite the same visual impact as the XF. The XF is a major rival to the BMW 5 Series, the Audi A7 Sportback, and the Mercedes E-Class, and beats them all hands down when it comes to driving experience. The XF is also comfortable, spacious and well equipped. If you want an executive saloon with British charm, look no further than the brilliant Jaguar XF.
The latest XF, released in 2015, is lighter, more stylish, and features some new economical engines.
Not class-leading, but solid and spacious
If there’s one area in which the XF disappoints, it’s in its interior. No doubt it looks pretty, but the material quality isn’t a match for the XF’s German rivals. There’s plenty of space in the boot though, and equipment levels are generous.
The dashboard design in the XF manages to combine the contemporary, with Jaguar’s prestigious history. It really does look fantastic. It swoops across the front of the cabin, whilst classy gloss black and metal inserts feature on the centre console. Unfortunately however, the quality of materials doesn’t quite match the design. It’s not cheaply built, but the plastics don’t feel as solid as those in an Audi, or even a BMW.
One trump card in the XF’s locker is the amount of boot space on offer. The 540 litre capacity in the XF is bigger than a lot of its rivals - the Audi A7 Sportback (535 litres), BMW 5 Series (520 litres) both have less, whilst the Mercedes E-Class and Lexus GS match the XF almost exactly. That means there’s more than enough room in the XF for a full set of golf clubs at the weekend, or a couple of suitcases for a long romantic holiday in the Lake District.
If you are planning on making long journeys in the XF, you’ll be pleased to know that there’s plenty of equipment to increase your comfort. Even the entry-level Prestige trim comes with everything you’ll ever need. You’ll get heated leather seats, climate control, cruise control, automatic lights and wipers, rear parking sensors, and a lane assist system. There’s also a touchscreen infotainment centre that comes as standard, with sat-nav, DAB, Bluetooth, and USB connectivity all featuring.
The inside of the XF really is an impressive package. Material quality might not be up there with its German rivals, but the interior of the XF is both spacious and well-designed. There’s also plenty of room in the boot, and the standard equipment is beyond generous.
On The Road
Class leading handling and comfort
The Jaguar XF is without doubt the best handling car in its class. Jaguars of old might not have been a hoot to drive, but the latest XF is one of the best handling road cars currently on sale. There’s plenty of grip through the corners, and you can brake later into them as well, thanks to the XF’s fantastic brakes. Steering is also well weighted and precise, all of which contributes towards what is an incredibly confident and rewarding driving experience.
Suspension and Chassis
Most cars that are fantastic to drive are usually compromised by a lack of comfort, but the XF bucks the trend. The XF is also incredibly refined and comfortable. The chassis and suspension iron out all but the worst of loose road surfaces, potholes, and speed bumps. Road, wind, and engine noise are also quiet even at high speeds, which makes the XF a world-class motorway cruiser.
Gearbox options in the XF come in two guises. Most of the range comes as standard with an 8-speed automatic transmission that is both smooth and responsive. Lower-priced models come with a 6-speed manual that performs well, though the automatic is better suited to motorway cruising, and generally works better with the XF.
Three economical diesels, one blisteringly quick petrol
When it comes to deciding how you want to power your XF, you’ve got the usual two options: petrol, or diesel. There’s a range of engines to suit all needs, from those with a need for speed, to those who want to save the planet.
If it’s power that you want from you XF, you should look no further than the petrol-powered 3.0 litre V6 Supercharged S model. This engine produces a whopping 380bhp, and will fire you from 0-62mph in just five seconds flat. That’s supercar rivalling performance! There’s also a superfast diesel option for those who want speed but also value fuel economy. The 3.0d S engine still produces 275bhp, and a 0-62mph time of 6.2 seconds, but is much cheaper to tax, and far more fuel efficient.
Eco-friendly buyers will be impressed with the XF range, especially considering what class the XF is in. The best option in the range is the diesel-powered 2.0d, which produces just 104g/km of CO2 emissions. It’s not quite low enough to be road tax exempt, but for a car of this size, it’s pretty friendly to the environment. This model is also the best option for money savers, as it offers up to an incredible 70.6mpg. Money saved on road tax. Check. Money saved on fuel each week. Check.
Whichever engine you choose to go for in your XF, you’re going to have enough power to satisfy your needs. The low-powered diesels are without doubt the best option for money savers, though the high-powered 3.0 litre diesel offers the best all-round balance.
Full marks in NCAP safety tests, impressive standard safety kit
Like nearly every car in its class, the Jaguar XF easily achieved the highest possible 5-star NCAP safety rating. With scores of 92% in adult safety, 84% in child safety, and 80% in pedestrian safety, the XF beats the Mercedes E-Class and the Audi A6 hands down. There’s also plenty of standard safety kit, with automatic emergency braking, six airbags, and a lane departure warning system all featuring, even in entry-level XFs.
Value for money
Good value for money, if you avoid the cost of new-car depreciation
The Jaguar XF represents reasonably good value for money, especially for a car in the executive saloon class. This obviously varies from model to model, but CO2 emissions and fuel efficiency figures are similar to those of equivalent rivals. The entry-level 2.0 litre diesel offers the best value for money in the range, as it’s the most efficient and the cheapest to tax each year, so cost-conscious buyers will want to look out for this model.
Insurance costs in the XF again depend on which engine and trim you choose to go for. Groups are again pretty standard for the class, so you won’t be paying any more than you should be. The cheapest XF to insure is the 2.0d Prestige, which is in group 25, whilst the most expensive is the gun-slinging top of the range 3.0d V6 S, which is in group 42.
Depreciation is a large factor with the XF, but only if you choose to buy from new. With first year depreciation as high as 40%, you’re better off opting for an inspected used equivalent.
The Jaguar XF is one of the finest executive saloons ever produced. Not only is it Jaguar’s flagship model, it also sets the bar in the class for ultimate driving pleasure, and comfort. It might not have an interior quite as classy as its German rivals, but there’s some outstanding engines, and class-leading safety, and the XF should be right at the top of your list when you’re looking for your next executive saloon.
Buying a used Jaguar XF online with Carspring
If you’re after a used Jaguar XF for sale, it can all feel like a bit of an ordeal. What, with long days spent around gigantic car supermarkets, or time spent trawling through classified websites, looking for that ideal used XF. Carspring makes it simple. Buy your next used Jaguar XF online with the touch of a button. Simply decide on the model you want and choose how you want to pay.
Looking to finance your used Jaguar? Not a problem, we work with our carefully selected finance partners to ensure that, if you’re paying monthly for your used Jaguar XF, you know you’re getting the best rates. What’s more, with any Carspring used XF, you also get our 14-day money-back guarantee and 6 months’ free Carspring Warranty. Plus, you don’t have to leave your home. We’ll deliver your used Jaguar to you at a time and place of your choice.
*This is an approximate figure based on the range of the car’s list price and the AA’s average 1st-year depreciation cost of 40%.
Finance Jaguar XF FAQ
Can I afford a used Jaguar XF on finance?
At Carspring, we scour the biggest range of lenders in the sector to make sure your used Jaguar XF finance is as affordable as possible.
Is it possible to get a used Jaguar XF with no deposit?
Though it might not initially seem possible, you can actually get your used Jaguar XF with £0 deposit from Carspring. It means you’ll be able to get your used Jaguar XF with no downpayment, so you won’t have to break the bank.
Can I buy a Used Jaguar XF on Hire Purchase?
Buying your used Jaguar XF on hire purchase is a cheap and effective way to own the car of your dreams. Plus, with buying a used Jaguar XF through HP will mean that you’ll own your car at the end of the repayment period.
Can I get a used Jaguar XF on PCP?
If you want the lowest monthly payments possible, going for a used Jaguar XF on PCP is the way to go. Because you won’t outright own the car at the end of the PCP plan, monthly payments are very affordable. It’s no negative not owning the car either. You can carry your used Jaguar XF PCP plan over to a new vehicle at the end of the term. So you’ll never be left with an old, depreciating car.
Can I get a used Jaguar XF with bad credit?
You’re in luck. We work with the largest range of lenders in our sector, some of which specialise in bad credit. So, getting your used Jaguar XF with bad credit might well be possible. And you can even pay a £0 deposit.
Can I afford used Jaguar XF monthly payments?
Splitting costs up into affordable monthly payments from one of our hand-picked lenders can make used Jaguar XF finance a lot more accessible than you might have imagined.