How Carspring works:

Used cars on finance

No other way of buying a car makes it as easy to pay monthly. Our process is simple, online and only takes a few minutes to complete. It’s not just easy to buy a used car on finance, it’s also great value. We work closely with our carefully selected used car finance partners to scour the market for the very best finance options available. Here’s how it works:

1

Find your car

Take a look through our catalogue of expertly inspected used cars, deciding which set of wheels is perfect for you.

2

Fill out a finance application

Once you’ve found your ideal car, select ‘Finance’. Then, go ahead and fill out our simple finance application. This will ask you for basic information about you, your address and your employment history. We’ll then submit this to the used car finance provider that suits your situation best.

buy used cars on finance from your mobile
3

Instant outcome

Your used car finance provider will get back to you with an instant decision regarding your application. Please be aware, sometimes our providers will have to manually review your case, this takes a little bit longer.

4

Reserve your car

If you’re approved for finance and are happy with the plan you’ve been offered, it’s time to reserve your car. To secure your car while we’re waiting for your signed documents, put down a small reservation fee. If you change your mind, the reservation fee will remain refundable for 48 hours.

5

E-sign and return finance documents

Usually, we’ll send your finance documents via email. All you have to do is read all the information, e-sign and then return them as quickly as possible. The sooner you do this, the sooner we’ll be able to begin preparing your car for delivery.

6

Contract finalised

We’ll send you an email to confirm that you’ve e-signed and returned your documents. Then, your used car finance provider will issue a payout to us for the vehicle. At this point, the car is yours. Once we’ve received payment, we’ll transport your car to one of our preparation centres.

7

Provisional delivery date

Just before we put your car through our preparation process, we’ll give you a provisional delivery date. This is our best estimate of when we can deliver your vehicle.

inspection included on every used car on finance
8

Preparation process

Before we confirm a delivery slot with you, we put your car through our preparation process. This includes an RAC-verified inspection, a deep clean and a rigorous quality control procedure. We also ensure the car has 8 months' MOT. We'll keep you updated throughout the process, but ask you’re a little patient, as it can take up to 14 working days. When it's ready, we'll be in touch to confirm a delivery slot.

Want an idea of your monthly payments?

Use our used car finance calculator to get an idea of how much you'd be paying back each month. Simply tell us your credit history, the price of the car you want to buy and over what period of time you want to borrow the money for. Happy with your estimate? Click through to our catalogue page and go ahead and fill out a quick finance application.

We do our best to make financing your car as easy and open as possible:

  • Simple, online process
  • Decision within days
  • All applications considered

Representative example: Borrowing £7,500 over 60 months will cost you £203 per month at a representative 23.4% APR, with a total cost of credit of £5,375 and a total amount payable of £12,287.

Car Finance Calculator
What is your credit rating like?
How much do you want to borrow? £ 7,000
+
£1,500
£50,000
How long do you want to borrow it for? 48 months
+
24 months
60 months

Borrowing £ 7,000 over 48 months will cost you £ 191.19 per month

Best available rate*, average credit, £ 7,000, 48 months, 14.9 APR